What bank????

[Doom's Day Custom]

I have to get a new bank account soon because I had owed TD bank money for that whole crap that they screwed up and screwed everyone else... I was going to pay but because it was not fast enough for them .. They closed my account and now i have to find a new bank... I am just seeing what bank i should go with and what people opinions about the bank they are using!!! I am trying to use a nation wide bank because i travel and if i have a problem i can just find the bank closest to where i am at and find out what happened....


Thanks
Jay

 

[OilPatch197]

No Bank!

Try to find a Savings and Loan, a state "thrift". You will have to do some research.

Basically you are looking for a bank where the "investors" are the "depositors", you typically get voting rights to vote in a director of the board if there is a race for the position.

Again you will have to call them, and ask questions, look for Savings and loan associations as well. You are looking for a true mutual organization

Don't fall for the "community bank" scam, if you have NO voting powers, or "representation" it's just a plain old bank with a "feel good" image.

Bankrate.com is a good place to start.

 

[strvger]

try a credit union.

 

[adsm08]

try a credit union.

That's what I was gonna say. I've been using credit unions for the last 10 years, never had a single issue.

 

[97RangerXLT]

x3 on the credit union.

eventually you will want to straighten out the mess with TD, as it will come back and bite you on the ass when you try to get a loan in the future. but having a credit union to handle your banking will give you time to straighten it out while you can write checks to pay bills etc..

AJ

 

[97RangerXLT]

And for the love of God run screaming like a scared little girl from Bank of America!!!!

that is one of the most screwed up evil institution in america.

I have heard horror stories all over the news of how they operate, and if you are having financial difficulties they will rape you without any lube, and a sandpaper lined condom.

I personally would stay far away from wachovia and chase as well. take a look at the banks and if they took any bailout money, you want no part of them.

5/3 would be an option if you just have to do the bank thing.. but I would say credit union. if you are traveling, most credit unions will allow you to use any atm w/ out charging you for it, and some will even eat the fees charged by the atm itself.

Just my thoughts on it.

AJ

 

[Hopman]

I've had the pleasure of dealing with a local bank (Bow Mills Bank & Trust, and as they have expanded, Merimack County Savings) for the better park of 15 years, since my first passbook account.

They've got several locations, but are still locally-centered. I know the tellers at at least three branches on a first-name basis.

Go to a local bank if there's a choice. Besides, the chances are the local bank won't need a bailout anytime soon.

 

[adsm08]

yeah, most credit unions are part of the Credit Union Alliance, which lets you use any ATM with the CU$ symbol on it charge free.

 

[Spitfire1975]

If you owe TD money, you had better pay them or get a different account real soon. They will more than likely send you to the CHEX system (which is a mini "credit" report) used by the banks and if you are on it, they will not open an account for you.

Many credit unions use the CHEX system as well.

 

[Spitfire1975]

Cash is the only way to go if possible.

 

[Spitfire1975]

Wachovia is now owned by Wells Fargo. That is one shitty bank.

 

[trail B2]

I like US bank wherever you go make sure they have a good web support so you can access your account and track expenses bills Emailed right to the bill pay account is handy too.

 

[02RangerXLT]

I've been happy with our credit union, so I'd suggest one.

 

[dwsykes]

I use Branch Banking & Trust (BB&T). One of the friendliest banking institutions I have ever been in. I think it covers only the southeast though...

 

[Mudhound]

Depending on how far you travel, the BB&T and 5/3 are pretty common around the N.C. KY IN OH areas... I see ALOT more 5/3 Bank offices than I do BB&T...