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Losing my ranger


onemeanranger

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today i got in an accident and rolled my truck, it rolled 4 times before landing on all four wheels... dad didnt have comprehensive and collision on my policy so i am not getting anything for it. most likely gonna part it out now. i hope to get another ranger because i loved mine so much. i will try and post pics later... oh and by the way i am doin fine....
 


Grey_04

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why would your dad be responsible for your insurance ? if it was my truck i 'd sure as hell make sure i had comp and collision or i wouldn't be driving it....
 

Beanmachine7000

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I'm glad you're ok... I always have full coverage on my cars too... Though it only cost me $2 more for comprehensive coverage on my policy...
 

Ric

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dang. Glad your okay.

why would your dad be responsible for your insurance ? if it was my truck i 'd sure as hell make sure i had comp and collision or i wouldn't be driving it....
Maybe it's paid for and his Dad doesnt want to pay through the nose for insurance. My Ranger isnt fully insured and neither is my Daughters Honda. It would cost more to insure it a year for her than it would to just buy her another car if she ruins this one. My Ranger is only worth 2-3K, I cant see paying 700 a year to insure it when I havent had an accident in 20 years.

Now the Titan and 240sx have full coverage, low deductibles.
 

Toms01PSD

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I have liability on my ranger.

Where are you located onemeanranger?
 

onemeanranger

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85_Ranger4x4

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After rolling it 4 times how many parts are salvagable?
 

Toms01PSD

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Where abouts in FL?
 

Mark_88

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Well, glad you're OK...when I asked recently about insurance on my 88 Ranger they advised me I can only get collision on it if I had an assessment done and could provide bills to prove it's value (which I do have)...the assessment costs around $180~!

Needless to say, I won't be going for that option right away...
 

wrecking-crew

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good to see your fine.
why wouldnt you have collision or comp? if anything parents should know better than that.
 

onemeanranger

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thats how i am gonna try and part it out... it got airborne... thats why it isnt completely F*&^#$
 

snomaker321

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i dont have collision insurance on my truck, granted it cost me $800. My insurance costs twice what i paid for my truck already and basically just covers the people in it, not really the truck itself. I figure either anything i do to it will be repairable pretty cheap, or its not worth it. I dont even think i have glass insurance...

What i would like to know, however, is how you managed to roll it that much...
 

Ranger97XL

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I just have liability, when the truck is worth 2g it doesn't make much sense to go with full
 

Kylan

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I cant see paying 700 a year to insure it when I havent had an accident in 20 years
Only seven hundred a year, I pay that much for six moths of insurance with only liability and no accidents
 

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