97_4x4
New Member
- Joined
- Aug 7, 2007
- Messages
- 95
- Reaction score
- 0
- Points
- 0
- Location
- Mount Vernon, IL
- Vehicle Year
- 1997
- Make / Model
- Ford
- Transmission
- Automatic
I was on my way home from class last thursday night and hit a cow in the road with my work car, (a 1999 Mitsubishi Mirage DE coupe). The insurance company of the owner of the cow came and did the estimate. There is damage to the hood, fender, door, and rear quarter panel. The damage estimate is $2100.
The insurance company is saying that the car is totaled and has a value of $1450 with a salvage value of $250. SO I can take $1160 and keep the car. However I have checked NADA and kelly Blue Book and I am getting different values. With the options and mileage I am getting $2700 (NADA) and $2850 (Kelly).
Here is my question. Is there anything I can do? I do not want to accept half the vehicles value but I also don't want to get an attorney becasue the attorney fees won't justify the difference in value since it is so low.
I have never totaled a car before. I did lay down a motorcycle and received full retail value for it.
Thanks for any input you can offer.
Chris
The insurance company is saying that the car is totaled and has a value of $1450 with a salvage value of $250. SO I can take $1160 and keep the car. However I have checked NADA and kelly Blue Book and I am getting different values. With the options and mileage I am getting $2700 (NADA) and $2850 (Kelly).
Here is my question. Is there anything I can do? I do not want to accept half the vehicles value but I also don't want to get an attorney becasue the attorney fees won't justify the difference in value since it is so low.
I have never totaled a car before. I did lay down a motorcycle and received full retail value for it.
Thanks for any input you can offer.
Chris